Homeowners Insurance Quote Forms
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Homeowners Insurance Information
For Homeowners In Somerset, Glasgow, Richmond & Surrounding Areas In Kentucky
Buying a home is an exciting investment, but an investment nonetheless. Homeowners put their money, effort and heart into finding the best possible home. It's just as important to protect that home after it's purchased.
At First Insurance Group USA, we pair homeowners with insurance policies that are perfect for them and their wallet. Home insurance doesn't have to be expensive. We'll match you with an affordable home insurance policy with the right coverage. Connect with a First Insurance Group USA professional today at (800) 511-2892 or fill out an online quote form.
Common Home Insurance Questions In Kentucky
Home insurance is key to protecting your home, possessions and family in the event of an accident. One natural disaster could leave you and your family without a home and no way to replace everything lost. A good insurance policy will help pick you up after a disaster or accident sets you back.
Home insurance isn't generally required by law, but mortgage lenders frequently require homeowners to purchase and maintain home insurance.
Homeowners across the United States pay an average of $1,200 a year for home insurance.
Good home insurance policies include:
- Dwelling Coverage: This provides compensation for damage to the physical home and its attached structures due to fire, wind, hail, lightning, smoke, explosions, theft or vandalism.
- Personal Belongings Coverage: This coverage provides compensation for loss or damage of personal property due to the same incidents as covered by dwelling coverage.
- Liability: This covers bodily injury and property damage that may occur on the owned property.
- Additional Living Expenses: This coverage, known as ALE, helps with costs related to temporarily moving while the home is being repaired after a disaster.
Fill out a free online quote form to receive a quote from First Insurance Group USA.
In general, more than two years in a five-year period is frowned upon. This may both raise your rates and make it difficult to find coverage.