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Home > Life Insurance | Lexington & Somerset, KY

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Insurance Request

Life Insurance Information

Life Insurance

For Residents of Kentucky

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Contact Us Today! 800-511-2892

At First Insurance Group USA, our mission is to help you insure yourself and your belongings at the lowest cost, quickly and easily!

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Location First Insurance Group Property & Casualty Division, Inc.
2520 South Highway 27
Somerset, KY 42501

Phone: 800-511-2892
Fax: (866) 679-1492
First Insurance Group Glasgow, Inc.
1422 Happy Valley Rd.
Glasgow, KY 42141

Phone: 270-261-5181
Fax: (866) 679-1492
First Insurance Group Richmond, Inc.
Virtual Office
Richmond, KY 40403

Phone: 859-623-6692
Fax: (866) 679-1492

North Hardin Insurance
353 W Lincoln Trail Blvd
Radcliff, KY 40160

Phone: 270-351-4431
Fax: (270) 351-4493
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