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First Insurance Group USA Blog

View the latest blog posts from First Insurance Group USA.

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Tuesday, March 23, 2021

Does Farm Insurance Cover Cattle?

Having living creatures under insurance is a unique requirement for many farms. If your farm primarily makes money from animals and cattle, you could face heavy financial loss if something happened to your livestock. Without the appropriate insurance, you could face replacing your livestock and cattle out of pocket, which can be incredibly expensive. READ MORE >>

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Friday, February 26, 2021

4 Ways to Save Money on Your Church Insurance

Churches have to invest wisely in insurance. After all, it’s there to provide significant support to your overall risk management strategy. Still, your budget is not unlimited, and you often have to work within relatively tight constraints in order to get the best balance of both affordability and benefits. READ MORE >>

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Friday, January 29, 2021

What to Consider When Getting Your First Workers’ Compensation Insurance

Like most states, Kentucky requires nearly all businesses to buy workers’ compensation insurance. This is an important part of your risk management program, not to mention an essential benefit for almost any employee who gets injured on the job. Without it, you could be opening your business up to significant liabilities and legal issues. READ MORE >>

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Tuesday, December 29, 2020

Is Full Coverage Auto Insurance Best for Me?

Car insurance contains numerous types of benefits, and each provides a separate type of a protection for different vehicle liabilities. Every driver should be able to customize their plan to their advantage. However, they shouldn’t necessarily buy every type of coverage at its highest levels. READ MORE >>

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Thursday, November 19, 2020

Ways to Prevent Liability Claims on Home Insurance

When discussing home insurance, many discuss ways to protect your home to prevent an insurance claim on your dwelling or personal belongings coverage. However, another major reason for homeowners filing a claim on their policy is a liability. Preventing liability accidents on your property is critical to keep your visitors and family safe. READ MORE >>

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Tuesday, October 20, 2020

Why You Should Name a Trustee for a Life Insurance Beneficiary

If you buy life insurance on yourself, then you will have to realize that you won’t see the policy’s payout (the death benefit) during your lifetime. It is your death that will trigger this policy benefit, after all. Therefore, when you enroll in your coverage you will have to designate a beneficiary for your policy’s death benefit. READ MORE >>

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Tuesday, September 22, 2020

How Does Crop Insurance Work?

Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches. At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include: Fire Wind READ MORE >>

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Wednesday, August 26, 2020

What Kind of Insurance Does a Church Need?

Churches offer a safe space for likeminded people to join together, and it’s important to keep that space safe for everyone who enters. Church insurance covers a range of different incidents and claims that can threaten a church and its members. READ MORE >>

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Wednesday, July 15, 2020

Recognizing And Preventing Injury Liability Risks

When you buy business insurance, you will likely get commercial general liability (CGL) insurance. It can help you if you negligently harm a third party, including physically. So, if someone gets hurt in your business, your CGL policy might help them cover the costs of their losses. READ MORE >>

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Monday, June 15, 2020

6 Tips To Avoid An Accident In Bad Weather

Many accidents occur in bad weather. However, even in poor conditions, most accidents are preventable. Using the tips below, you can avoid the hassle of dealing with bodily injuries or property damage to your vehicle (or damage to someone else's vehicle). READ MORE >>

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